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Want AI to write your code?
3 ways to code with AI
Editor, agent & app-builder compared (observed pricing)
Three approaches to coding with AI — by how you work, autonomy and cost. Main tools per type, compared by observed pricing. Options, not recommendations.
Last updated 2026-06-06 · prices observed 2026-06-06 (official pages)
In-editor
Your editor + AI
Keep your workflow, AI assists
For: Devs who still write code
$10〜/mo (pick one, observed)
Terminal / Agent
Delegate whole tasks
Runs tasks autonomously
For: Hand work to the AI
$20〜/mo (pick one, observed)
App-builder
Describe → app
From prompt to a running app
For: Ship without writing code
$20〜/mo (pick one, observed)
Representative patterns split by speed / flexibility / cost. No subjective claims or adoption rates (adoption data not yet accumulated).
Common questions
Code yourself but faster with AI?
In-editor — Cursor / Windsurf / GitHub Copilot. About $10–$20/mo.
Let AI do the whole task?
Terminal/Agent — Claude Code / Aider / Cline. Aider & Cline are OSS (API usage).
Build an app without writing code?
App-builder — Bolt / Lovable / v0 / Replit. From prompt to running app.
Observation only — no predictions, no recommendations. Representative stacks shown with observed pricing and sources. You decide what to build. © TraceBottle for AI